Helping people realize their dream of home ownership
or using the equity in their homes to
better their lives is my business and my passion.

As the Senior Loan Officer at Fairway Independent Mortgage located in Kingsport, Tennessee, home loans are my business.  I have 20 years of experience in the mortgage industry, and I still love what I do and the people I meet. 

I providenick-heather-mccowan  personal, caring customer service that sets me apart from others in the industry. I get to know my clients. I help them prepare the mortgage application and work closely with realtors and mortgage underwriters to get loan approval and close the deal. I meet my clients where and when they need me, face to face, and they know they can depend on me.

I've lived in Kingsport most of my life and am licensed in Florida, South Carolina, Tennessee and Virginia. Continuing education in this business is important, and I regularly hold and attend seminars on reverse mortgages and other loan programs.

Contact me today to learn how I can help you with your mortgage needs..  

I look forward to working with you!